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The RLA's online landlord Buy to Let mortgage service offers a wide range of Buy to let mortgages, and additionally we are now also able to offer domestic residential mortgages.
Our mortgage brokers have access to vast portfolio of Buy to Let mortgage products, many of which are not available in the general marketplace.
1
Just £250 Broker Fee on our Buy to Let Mortgages
Any mortgage product purchased via the RLA comes with a reduced broker fee. If you can find a buy-to-let mortgage deal that offers better, then please let us know and we'll try our utmost to beat it
2
Dedicated Buy to Let Mortgage service
We aim to form supportive relationships with our clients, therefore all your subsequent enquiries will be dealt with by the same individuals, who already understand your portfolio, circumstance and investment ambitions.
3
Market leading rates
Due to the volumes we place with lending institutions and because of our position at the forefront of the market we can offer you products not generally available elsewhere. These products offer market leading rates and terms and have been devised by us in conjunction with lenders to reflect investor needs.
4
Buy to Let Mortgages for unusual property types and tenants
We can fund unusual property types including flats over commercial premises, blocks of flats, HMOs, ex local housing authority property, studio flats and bedsits and multi unit properties. We can arrange finance for properties with all tenant types, including those who have traditionally restricted funding - DSS tenants, student tenants, company lets, multi lets and housing association tenants.
5
Preferential service levels
Our close relationships and business volumes with lenders allows us the privileged position of receiving preferential mortgage application processing. You can therefore be assured your buy to let mortgage application will be dealt with in the optimum timeframe. Funding decisions in principle can be obtained within a matter of minutes.
6
Market leading terms
Typically, we can arrange funding up to 90% loan to property value and we offer mortgages with low rent to interest cover criteria that make borrowing stipulations easier to meet.
7
Expertise
Finding an independent source of reliable advise for Buy to Let property is difficult. Too often this specialist service is a marginalised secondary offering from businesses whose principal market rests in the domestic residential sector. Our brokerage has been a specialist Buy to Let mortgage brokerage since 1990 and has earned an industry wide reputation.
8
Free portfolio appraisal
We offer a free property portfolio finance appraisal to ensure portfolios are funded in the most efficient and cost effective manner.
9
Impartial and independent
We are impartial and independent from the mortgage lenders, so we can always suggest the most appropriate mortgage for you.
10
Entire process support
Your personal mortgage broker and case manager are present at every stage of the lending process from initial enquiry appraisal through to mortgage completion.
RLA mortgages – a passion for great service and rates