Join the Residential Landlords Association

Member Forums - Report Post

If you wish for the RLA to contact you regarding this report please remember to provide contact details.

Please Note: - This facility is for reporting of abuse or other breaches of the forum rules. Please do not use this facility to reply to the post as your response will not appear here - to reply please use the quote option.
  1. Please do not post RLA enquiries in these forums. Any enquiries should be sent to
  2. Please note that the initial message in any forum conversation on this website is viewable by the public.
  3. For security reasons, please do not include your membership number within the title or body of your forum post.
  4. You must not include any personal details relating to your tenants, such as their names and addresses, in your postings.
  5. Please always remain respectful to forum members and the RLA. All posts must be should be professional and courteous.
  6. You must not use the forums to advertise your service or business. Please use the RLA's suppliers guide for all advertising purposes.
  7. Any content deemed as advertising, spam or self-promotion will be removed from the forums.
  8. Any content deemed as offensive is strictly prohibited and must be reported for removal.
  9. The RLA cannot be held responsible for any posts made in these forums by non-RLA staff
  10. The RLA have the right to edit, delete or close any thread or post as they see necessary, without prior warning.
Report a post:
DaveC said: Posted on: 03/07/2018 15:19

I am sole owner of a BTL property with no mortgage. I have a partner. We are not married.
I would like to transfer a beneficial interest in the property to my partner in order to:
a) allocate rent to her as she is in a lower tax band
b) reduce CGT for any future sale of the property
I have read that this could be achieved by a simple declaration of trust.
A few questions:

  1. For married couples I understand there is no CGT, but for unmarrieds is a capital gain triggered by any transfer under a Dec of Trust?
  2. Assuming there is a capital gain then I would look to transfer in stages a small % over a number of years utilising my annual CGT allowance. Is this feasible ?
  3. If i transfer 10% of property does that mean i transfer 10% of rent or can the proportions be different.
  4. Is anyone with a similar experience willing to share their DoT or give me a contact who could advise ?

Landlord & Investment Show London Olympia 2019
99 Homes
John Pye Auctions