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Member said: Posted on: 06/03/2012 00:00

Hi there

my wife and I have been offered a fixed rate, interest only mortgage which seems to be quite advantageous. Unfortunately the term offered is only 5 years - our current deal has 15 years still to run. We intend to pay the capital off by the sale of a different buy to let property.

What would happen if we could not advantageously sell the property at the right time? if we continued to pay the interest beyond the length of the term would there be any danger of repossession or other sanction?

I don't want to ask the lender for fear of having the mortgage offer withdrawn before we have decied what to do........


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