RLA Credit Checks - Score means what?
The score though was low (228)
My question is how is this score obtained, does it start high and get reduced, or start low and build up?
Do the highest ratings go to those that take on debt but service it properly, rather than those that don't take on debt at all?
What score would my mother-in-law obtain considering she lives in her own property (30 years) mortgage free, only has one credit card that is paid off every month, and has one current bank account. (She was turned down recently for not having a rating by a high street retailer)
Want to read more?
This is a members only forum, if you want to read more you need to login to your membership, if you are not a member, click here to join.