Insurance Conundrum

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D
David P
25 Posts
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Buying top flat in block of two as BTL. Leasehold flat but joint freeholder of building with lower flat owner (who lives there). Obvious solution is to obtain insurance for building with owner of lower flat and split the cost. However, lower flat owner insists on just insuring her flat and has declined to a) recognise that she is joint freeholder and b) participate in joint insurance for building. Question: Do I just insure my flat or do I insure the building at my expense?
26/03/2015 21:41

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