Insurance excludes malicious damage

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We are in the process of arranging a Company Let. The company is similar to a housing association and supports vulnerable adults to live independently. We have checked the company out and all appears to be in order.
Our existing insurance company has agreed to continue cover in line with housing association insurance but this will exclude cover for malicious damage. Our worst fear is that the tenants could burn the place to the ground and we wouldn't be covered. We are hoping to add a clause to the company letting agreement which would cover ourselves
Can anyone provide suitable wording that we could use and which would be likely to stand up in court in the event that the unthinkable should happen..?
Also, we have only ever dealt with Assured Shorthold Tenancies so any other advice regarding company lets would be welcome. Many thanks
06/12/2015 17:36

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