I have had 2 quotes for insurance and both companies disagree on what is covered under building and what is covered under contents.
One says kitchen bathroom carpets etc can be removed so should be covered under contents - the other says they are fixtures and are covered by buildings - difficult to get a like for like quote and to make sure my figures covered are correct - any opinions/advice?
I've used the RICS calculator for my buildings figures but it doesn't make it clear.
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