Landlord Insurance needed?

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I'm a new private landlord just starting out (hence joining RLA). I'm renting my flat out for the first time unfurnished (except for a dishwasher, washing machine, fridge freezer and oven) it is part of a leasehold block with a separate managing agent.

The managing agent provides buildings insurance as part of the annual service charge, therefore:

  1. Do i even need Landlords insurance for a few white goods? or
  2. Do i get Landlords insurance but for a nominal value of both building and contents value, to cover a worst case scenario?

Any views or comments would be appreciated.

31/03/2017 23:03

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