Having pretty much done everything by the book my entire life, I am now trying to put myself in the shoes of my tenant and work out what other hell he can put me through. One thing I have discovered, the tax office sent my details to my old address (despite them having my new details) so my tenant has obviously got my NI number. What if anything can he do with this? I may be over reacting but despite the thousands of pounds he currently owes, he has recently bought himself a brand new computer and TV system. Is there any way I can find out what debts are registered to this address and if my details have been misused in anyway? He obviously has my current address as well as this was on the tenancy agreement.
I have heard horror stories of debts remaining on an address and when I gain back possession my credit rating will be affected. Is this true?