RLA mortgages provide a wide range of specialist landlord mortgage products offering value for money when it comes to buy-to-let, HMO's, multi units on 1 title, limited companies, semi commercial and commercial investment property mortgages.
What Do I Get? - RLA Members Get a Reduced Brokerage Fee of £295
- Exclusive mortgage deals not available on the open market
- Source your own deals and get a wider choice
- Get an adviser assessment, with no obligation to buy
- Use our instant mortgage and rent calculators
- Get funding of up to 85% of the property loan value
Our mortgage brokers have access to a vast portfolio of Buy To Let mortgage products (many of which are not available in the general marketplace), commercial mortgages and development finance.
HMO (House in Multiple Occupancy)
A number of lenders have entered into the HMO market. Each lender tends to have a different approach in respect what is and what is not an acceptable HMO client and property.Read more about HMO (House in Multiple Occupancy) Request a callback
Semi/Commercial Investment Property
A number of challenger banks have entered into the commercial funding market with a number of the lenders accepting interest only as a repayment vehicle.Read more about Semi/commercial investment Request a callback
Multi Units on One Title
A number of lenders have entered into the multi-unit on one title market. Each lender has a different approach from the number of self-contained units.Read more about Multi units on one title Request a callback
A number of lenders have entered into the limited company market. All lenders accept an SPV (special purpose vehicle) limited company set up for the sole purchase of property related transactions.Read more about Limited Company Request a callback
Short Term Lending
A number of lenders have entered into the bridging market. The products tend to be used for speedy transactions and for security.Read more about Short term lending Request a callback
Start Sourcing Your Mortgage Products Today
Latest Mortgages News
In last years’ article, I started with the statement “well what a year it has been for the buy-to-let market” a year that I thought was filled with unprecedented change but also that we shouldn’t lose sight of the continued... more
Uncategorised - 2017-01-30 10:08:25
New Buy to Let underwriting rules have been introduced since the 1st January 2017 with further underwriting rules for portfolio landlords taking effect from the 30th September 2017. The rules may impact on the amount you could raise on a Buy... more
Uncategorised - 2017-01-06 11:03:20
If you're looking for buy-to-let finance with fixed payments, we have a product available for both remortgages and purchases with the added benefit of no early repayment charges from day one. The mortgage has the following features: • Available for the purchase... more
Uncategorised - 2016-11-28 14:00:03
Earlier this year, I wrote an article in the RPI magazine in which I highlighted the increasing interest in limited company buy-to-lets. In it, I pointed out that the tax changes being introduced by a chancellor who was clearly set... more
Uncategorised - 2016-10-25 12:50:19
If you're looking for finance on your next buy-to-let and wish a product linked to the Bank of England Base Rate, here's a new mortgage deal you may find of interest. This product is available for both remortgages and purchases. The... more
Uncategorised - 2016-08-09 12:42:02
RLA Mortgages - It's Easy, Quick and Simple...
The Residential Landlords Association is an Introducer Appointed Representative of 3mc (UK) Limited. RLA Mortgages is operated exclusively for the RLA by 3mc, which is authorised and regulated by the Financial Conduct Authority. FCA No. 302992. ANY PROPERTY USED AS SECURITY, WHICH MAY INCLUDE YOUR HOME, MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE. Although the FCA regulate the way the majority of mortgages are sold, in most cases they do not regulate buy to let mortgages. This means you may have less protection if things go wrong with a buy-to-let mortgage. All calls are recorded for training and monitoring purposes.
Please note that any contract for the supply of goods/services will be made between you and the provider of the goods/services; not with the Residential Landlords Association Limited or any of its associated companies. The RLA has no liability in relation to any contract entered into by you as the RLA only acts as in introducer